6492 Other credit granting

This category excludes:

• brokerage services of mortgages, credits and loans, see 66.19.4

This subcategory includes:

• loans granted to financial intermediaries other than by monetary institutions It covers the issuing and management of loans and advances linked to the business carried out between financial intermediaries (as wholesale credit granting services, i.e. between enterprises allocated at NACE groups 64.1 and 64.9). It includes the granting of loans and advances to domestic and foreign financial intermediaries which are usually of short maturity, repayable on demand or after a short period of notice.

This subcategory includes:

• personal non-mortgage instalment loan services other than by monetary institutions consisting of granting loans with scheduled repayment plans
• line-of-credit loan services other than by monetary institutions, that is, loan services based on a commitment to lend funds to a borrower up to a specified amount
• consumer loan services other than by monetary institutions, that is, loan services extended for financing consumer purchases of goods or services where the purchased good is generally used as collateral

This subcategory includes:

• services of granting loans other than by monetary institutions for the purpose of acquiring residential land or buildings and for which the land or buildings are used as security
• home equity loans other than by monetary institutions

This subcategory excludes:

• real estate appraisal services, see 68.32.09

This subcategory includes:

• services of granting loans other than by monetary institutions for the purpose of acquiring non-residential land or buildings and for which the land or buildings are used as security

This subcategory excludes:

• real estate appraisal services, see 68.32.09

This subcategory includes:

• loan services other than by monetary institutions to non-financial corporations, investment dealers and brokers, regulated financial institutions, federal, regional and local governments or school corporations and foreign governments
• loan services other than by monetary institutions to individuals for business purposes
• standby, commitment and other loan services other than by monetary institutions including overdraft services
• acceptance services by non-monetary institutions, that is, agreements by a non-monetary institution to pay a draft or a credit instrument issued by an institution

This subcategory includes:

• granting credit other than by monetary institutions when the holder of a credit card uses it to buy a good or a service, regardless of whether the balance is paid in full at the end of the grace period

This subcategory includes:

• sales financing services other than by monetary institutions
• factoring services

This subcategory also includes:

• credit granting services by workers' mutual assistance and loan funds

This subcategory excludes:

• pawnshop and pawnbroker services, see 64.92.07