649200 Other credit granting

This type includes:

• financial service activities primarily concerned with making intermediation by incurring liabilities – in forms other than currency, deposits or close substitutes for deposits – where the granting of credit can take a variety of forms (e.g. loans, mortgages, credit cards), providing the following types of services:
• granting of consumer credit by non-depository institutions
• international trade financing
• provision of long-term finance to industry
• provision of banking-like services without a banking license, in cooperation with a licensed bank
• money lending outside the banking system
• credit granting by specialised non-depository institutions (e.g. for house purchases)
• loan securitisation
• factoring and supply chain financing activities
• activities of pawnbrokers

This type excludes:

• credit granting by specialised deposit-taking institutions, see 6419
• financial leasing, see 649100
• securitisation of assets other than loans, see 649900
• operating leasing according to type of goods leased, see division 77
• grant-giving activities by membership organisations, see 9499