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Swiss federal authorities

This class includes the receiving of deposits and/or close substitutes for deposits and extending of credit or other forms of lending funds. The granting of credit can take a variety of forms (for example, loans, mortgages, consumer credit cards, and so on). These activities are generally carried out by monetary institutions other than central banks, for example:

  • banks
  • savings banks
  • credit cooperatives and unions

This class also includes:

  • activities of postal banks (e.g. for giro (current) and savings accounts)
  • credit granting by specialised deposit-taking institutions (e.g. for house purchases, agriculture)
  • money order activities

This class excludes:

  • credit granting by specialised non-depository institutions (e.g. for house purchases), see 649200
  • credit card transaction processing and settlement activities, see 661900