6419 Other monetary intermediation

NOGA 2025
- L FINANCIAL AND INSURANCE ACTIVITIES
  - 64 Financial service activities, except insurance and pension funding
    - 641 Monetary intermediation
      - 6419 Other monetary intermediation
        
        641901 Cantonal banks
        
        641902 Big banks
        
        641903 Regional banks and saving banks
        
        641904 Raiffeisen banks
        
        641905 Stock exchange banks
        
        641906 Foreign-controlled banks
        
        641907 Branches of foreign banks
        
        641908 Private bankers
        
        641909 Other banking institutions
        
        641919 Other monetary intermediation n.e.c.

This class includes the receiving of deposits and/or close substitutes for deposits and extending of credit or other forms of lending funds. The granting of credit can take a variety of forms (for example, loans, mortgages, consumer credit cards, and so on). These activities are generally carried out by monetary institutions other than central banks, for example:

banks
savings banks
credit cooperatives and unions

This class also includes:

activities of postal banks (e.g. for giro (current) and savings accounts)
credit granting by specialised deposit-taking institutions (e.g. for house purchases, agriculture)
money order activities

This class excludes:

credit granting by specialised non-depository institutions (e.g. for house purchases), see 649200
credit card transaction processing and settlement activities, see 661900

64.19.1 Deposit services
64.19.11 Deposit services to corporate and institutional depositors
This subcategory includes:
- deposit services, including demand, notice and term deposit services, to large business and institutional customers, including governments
64.19.12 Deposit services to other depositors
This subcategory includes:
- deposit services, including demand, notice and term deposit services to depositors, other than corporate and institutional
- chequing services
- services of cheque certification
- stop payment services
This subcategory excludes:
- deposit broking services, see 66.19.42
- collection services of drafts, cheques and other bills of exchange received on a collection basis cashed or taken on deposit, see 82.91.02
- collection services of accounts or monies receivable under assignment of accounts or contracts, see 82.91.02
- wrapping, rolling, mailing or otherwise handling currency and coin on behalf of customers, see 82.92.00
64.19.2 Credit granting services by monetary institutions
64.19.21 Inter-industry credit granting services by monetary institutions
This subcategory includes:
- loans granted to financial intermediaries by monetary institutions It covers the issuing and management of loans and advances linked to the business carried out between financial intermediaries (as wholesale credit granting services, i.e. between enterprises allocated at NACE groups 64.1 and 64.9). It includes the granting of loans and advances to domestic and foreign financial intermediaries which are usually of short maturity, repayable on demand or after a short period of notice.
64.19.22 Consumer credit granting services by monetary institutions
This subcategory includes:
- personal non-mortgage instalment loan services by monetary institutions consisting of granting loans with scheduled repayment plans
- line-of-credit loan services by monetary institutions, that is, loan services based on a commitment to lend funds to a borrower up to a specified amount
- consumer loan services by monetary institutions, that is, loan services extended for financing consumer purchases of goods or services where the purchased good is generally used as collateral
64.19.23 Residential mortgage credit granting services by monetary institutions
This subcategory includes:
- services of granting loans by monetary institutions for the purpose of acquiring residential land or buildings and for which the land or buildings are used as security
- home equity loans by monetary institutions
This subcategory excludes:
- real estate appraisal services, see 68.32.09
64.19.24 Non-residential mortgage credit granting services by monetary institutions
This subcategory includes:
- services of granting loans by monetary institutions for the purpose of acquiring non-residential land or buildings and for which the land or buildings are used as security
This subcategory excludes:
- real estate appraisal services, see 68.32.09
64.19.25 Commercial non-mortgage credit granting services by monetary institutions
This subcategory includes:
- loan services by monetary institutions to non-financial corporations investment dealers and brokers, regulated financial institutions, federal, regional and local governments or school corporations, foreign governments
- loan services by monetary institutions to individuals for business purposes
- standby, commitment and other loan services by monetary institutions including overdraft services
- acceptance services, that is, agreements by monetary institutions to pay a draft or a credit instrument issued by an institution
64.19.26 Credit card services by monetary institutions
This subcategory includes:
- granting credit by monetary institutions when the holder of a credit card uses it to buy a good or a service, regardless of whether the balance is paid in full at the end of the grace period
64.19.27 Other credit granting services by monetary institutions
This subcategory includes:
- other credit-granting services by monetary institutions n.e.c.
- sales financing services by monetary institutions
64.19.3 Other monetary intermediation services n.e.c.
64.19.30 Other monetary intermediation services n.e.c.
This subcategory includes:
- all other monetary intermediation services (except credit granting and deposit taking services) provided by credit granting and deposit taking institutions other than central banks These services are mainly linked to investments in transferable securities (UCIT services), including debt instruments, shares and participations etc., and comprise also financial derivative services.